Sole trader & small businesses

We understand the business needs of sole traders and small companies better than anyone else, which is why our business credit card will meet all of your requirements.

Our credit card is as flexible as you need it to be and it's just as useful for purchasing printers as it is for buying coffee cups. It'll allow you to monitor cash flow and itemise individual spending while also providing you with a better alternative to cheques and petty cash.

It really is the easy way to be in total control of your expenditure.

Select the benefit you would like

No annual fee

Simplify your finances

  • 0% p.a. on balance transfers and credit card cheques for 12 months from the date your account is opened◊ (3% handling fee applies)
  • 0% p.a. on card purchases for 3 months from the date your account is opened◊
  • Standard annual rate of 15.9% APR (variable) thereafter
  • No Annual Fee!
Find out more Apply now

Cashback

Get more from your card

  • 0% p.a. on balance transfers and credit card cheques for 9 months from the date your account is opened◊ (3% handling fee applies)
  • 0% p.a. on card purchases for 3 months from the date your account is opened◊
  • Standard annual rate of 17.9% p.a. (variable) thereafter, and an annual fee of just £29
  • 0.5% cashback on all card purchases** plus double cashback on fuel purchases
Find out more Apply now

Further information

Which card is right for my business?

◊ Please refer to your terms and conditions for details of how payments to the account will be allocated. Your promotional rate will no longer apply from the beginning of any statement period during which you breach your terms and conditions.

** Terms and conditions apply to all cashback. Full details will be sent once your account is opened.

The MBNA Business Credit Card is issued by MBNA Europe Bank Limited, Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England Number 2783251. Credit is available, subject to status, only to UK residents aged 18 or over. We will monitor or record some phone calls. MBNA is authorised and regulated by the Financial Services Authority.